Vetted Provider

This vendor has been evaluated and confirmed as active, reputable, and qualified to lend.

About

Global Funding Group, LLC is a private lending company headquartered in East Hartford, Connecticut, focused on commercial real estate investment projects. The company specializes in fast, straightforward bridge and fix-and-flip financing as an alternative to traditional bank funding. Global Funding Group emphasizes transparent terms, an online application process, and quick response times. Applications receive a response within 24 hours of the business day received. Loans close in 10 to 15 business days, requiring minimal down payment and covering up to 100% of construction costs. The company lends across the United States with some state restrictions. Loans are structured with interest-only payments, 1st lien position, and personal guarantee. All properties must be non-owner occupied investment real estate.

Key Differentiators

Why investors choose this lender:

  • 0% down payment available on qualifying deals - minimum down payment requirement ranges from 0% to 10% of purchase price, one of the most borrower-friendly entry points in the private lending market
  • 100% construction cost coverage - funds the full rehab budget, meaning investors can deploy minimal out-of-pocket capital while keeping their liquidity intact for other deals
  • No prepayment penalty on any loan - investors can sell or refinance the asset the moment it makes financial sense without incurring exit fees or waiting periods
  • Fees only charged if loan moves to closing - both the $250 application fee and $300 loan service fee are deferred until closing, meaning there is no cost to apply or get evaluated
  • 24-hour application response - every application submitted during business hours receives a response within one business day, keeping investor deal timelines intact
  • Transparent published terms - rates, fees, and structure are clearly published on the website with no hidden conditions, enabling investors to model deal economics before applying

Where They Lend

Nationwide
Nationwide (Some Restrictions)
United States with some state restrictions. Non-owner occupied investment properties only. Primarily residential fix-and-flip and commercial real estate projects.

Loan Types, Structures and Terms

$50,000 to $800,000
Typical Loan Amounts
1 to 2 Years
Typical Terms
11% to 12%
Typical Interest Rates
3% to 5%
Typical Points
0% to 10% down payment required. Up to 100% of construction costs funded. 1st lien position plus personal guarantee. Interest only. Non-owner occupied properties only. Some state restrictions apply.
Global Funding Group fix-and-flip loans fund $50K to $800K with up to 100% of construction costs covered. Rates from 11% to 12%, origination 3% to 5%, and terms starting at one year with no prepayment penalty. Closes in 10 to 15 business days.
Fix & Flip FeatureStructure & Terms
Loan Amount Range$50,000 to $800,000
Interest Rate11% to 12% | Interest only payments
Origination Fee3% to 5%
Required Down Payment0% to 10% of purchase price
Loan TermOne year minimum | No prepayment penalty
Construction FundingUp to 100% of construction costs
Lien Position1st lien + personal guarantee
Time to Close10 to 15 business days
Application Fee$250 - only charged if loan moves to closing
Loan Service Fee$300 - only charged if loan moves to closing
Occupancy RequirementProperty must NOT be owner-occupied
Global Funding Group bridge loans fund $50K to $800K on non-owner occupied investment properties with transparent terms and a 24-hour application response. No prepayment penalty, interest only, and 10 to 15 business day closings.
Bridge Loan FeatureStructure & Terms
Loan Amount Range$50,000 to $800,000
Interest Rate11% to 12% | Interest only
Origination Fee3% to 5%
Down Payment Required0% to 10% of purchase price
Loan TermOne year minimum | No prepayment penalty
Time to Close10 to 15 business days
Application ResponseWithin 24 hours of business day received
Lien Position1st lien + personal guarantee
OccupancyNon-owner occupied investment properties only
Don't lose the deal waiting on financing. Apply now and get pre-approved today.

Borrower Qualifications (Are you qualified?)

Global Funding Group qualifies borrowers based on the property value and deal merit. Applicants must provide a list of all owned properties with values and mortgage balances. Non-owner occupied investment properties only; all experience levels accepted.
Qualification ParameterLender Requirements
Experience LevelAll experience levels accepted. New investors are welcome; the application process is described as straightforward and accessible.
Property Ownership HistoryMust provide a list of all currently owned properties with values and mortgage balances. Software validates the request against this portfolio data.
Income VerificationNot specified as required in published terms. Property value and deal merit are the primary underwriting considerations.
Occupancy RequirementProperty must NOT be owner-occupied. Investment properties only.

Underwriting Process (How long will it take to get approved?)

Global Funding Group responds to all applications within 24 business hours of receipt. The process is fully online with a quick application form covering basic contact info, loan amount, property address, and current property portfolio. Office hours are Monday through Friday.
Stage / RequirementProcess & Timelines
ApplicationOnline application form collects contact info, loan amount requested, property address, and a full list of owned properties with values and mortgage balances.
Initial ReviewResponse provided within 24 hours of the business day the application is received (office closed weekends and holidays).
Speed to CloseTypical closing in 10 to 15 business days from complete application and approval.
Fees at Closing$250 application fee and $300 loan service fee - both charged only if loan moves to closing. Legal fees paid by borrower.

Draw Process (How long will it take to get draws?)

Global Funding Group processes construction draws on a reimbursement basis after work phase completion. Application response is provided within 24 hours of submission; draw schedules are coordinated at loan closing.
Operational StepMethodology & Timelines
Draw SystemReimbursement-based. Investor completes a construction phase and submits a draw request for reimbursement after completion is verified.
Construction CoverageUp to 100% of construction costs funded. Draws coordinated per the project scope submitted at closing.
Funding TurnaroundWire typically initiated within 5 to 7 business days of a complete, approved draw request.
Draw FeesLoan service fee of $300 charged at closing (covers loan servicing; only charged if loan moves to closing).