CCG lends up to 85% LTP and 90% LTC on residential fix-and-flip projects, with a 75% LTARV cap. Minimum 1 prior project required. Draws funded in 3 days with interest charged only on drawn funds. New England specialty.
| Max LTP (Purchase Price) | 85% |
| Max LTC (Renovation) | 90% |
| Max LTARV | 75% |
| Interest Rate Range | 7% – 12% |
| Origination Fee | 1% – 3% |
| Loan Amount Range | $250,000 – $20,000,000 |
| Loan Term | 12 – 24 months (typical) |
| Draw Funding Time | 3 days |
| Interest on Renovation Funds | Only on funds drawn |
| Min Credit Score | 650 FICO |
| Experience Required | Yes (minimum 1 completed project) |
| Recourse | Personal guaranty always required |
| Borrower Entity | LLC |
CCG finances ground-up residential and multifamily construction with up to 90% LTC and 75% LTP on land. Interest charged only on drawn funds. Partially completed projects accepted. Entitled land required; minimum 1 prior ground-up project.
| Max LTP (Land) | 75% |
| Max LTC (Construction Costs) | 90% |
| Max LTCV | 70% |
| Interest Rate Range | 7% – 12% |
| Origination Fee | 1% – 3% |
| Loan Amount Range | $250,000 – $20,000,000 |
| Interest on Construction Funds | Only on funds drawn |
| Partially Completed Projects | Accepted |
| Experience Required | Yes (minimum 1 ground-up project) |
| Land Must Be Entitled | Yes |
| Recourse | Personal guaranty always required |
CCG offers 30-year DSCR rental loans for 1–4 unit residential investment properties. Up to 80% LTV with a 1.00x minimum DSCR. Loan amounts $200K–$3M. 680 minimum credit score. Prepayment penalty applies. Portfolio loans not available.
| Max LTV / LTP | 80% |
| Min DSCR | 1.00x |
| Interest Rate Range | 7% – 10% |
| Origination Fee | 1% – 3% |
| Loan Amount Range | $200,000 – $3,000,000 |
| Loan Term | 30 years |
| Min Credit Score | 680 |
| Property Types | 1–4 unit residential |
| Portfolio Loans | Not available |
| Prepayment Penalty | Yes (DSCR loans only) |
| Recourse | Personal guaranty always required |
CCG offers short-term bridge financing for purchase and refinance of residential and multifamily investment properties. Up to 85% LTP on purchases and 75% LTV on refinances. No commercial real estate or owner-occupied properties.
| Max LTP (Purchase, No Value-Add) | 85% |
| Max LTV (Refinance) | 75% |
| Interest Rate Range | 7% – 12% |
| Origination Fee | 1% – 3% |
| Loan Amount Range | $250,000 – $20,000,000 |
| Payment Structure | Interest only / Interest reserve |
| Min Credit Score | 650 FICO |
| Lien Position | 1st only |
| Recourse | Personal guaranty always required |
